A non-warrantable condo is a property that fails to qualify under standard loan requirements established by Fannie Mae or Freddie Mac. These condos can be viewed as higher risk by lenders based on issues such as low owner-occupancy, litigation, or high commercial space in the complex. Buyers of these condos might have fewer financing options, and they may need to pay higher down payme... https://x2mortgage.com/blog/all-about-non-warrantable-condo-loans