Let’s start with the basics. What ‘Getting Sued’ actually means: If you are the defendant in a lawsuit, there’s a good chance you’ve been sued for one of the following reasons:
You have fallen behind on credit card payments for several months.
The lender gave up on collecting the debt and marked it as a loss.
The debt had been purchased from a third-party collector or debt buyer.... https://moneymagnetus.com/how-to-get-a-credit-card-lawsuit-dismissed/